IN4PAY is the acronym for Innovation for Payments. Why focus on innovation in payments? IN4PAY is convinced that in the coming decade innovation will be dominating the payments industry. Payments users are demanding more, faster for less. Driven by customer demand and regulatory changes the value chain is undergoing structural changes. Faster than ever, new and better payments services and instruments are developed, new business, partnership and sourcing models are required as a result.
IN4PAY, a specialised payments consultancy, wants to support you and your organisation to drive and realize essential changes.
The approach IN4PAY takes is derived from many years of leading change in European payments organisations: delivery through short, pragmatic and results-oriented cycles, driven by an articulate payments vision, based on close market engagement.
Payments market: payments paradox and change challenge
In the coming years the payments industry will change tremendously. Continued regulation and industry initiatives, an increasing complex of customer demands, new payments challengers, changing market characteristics like commoditization, decreasing fees, and increasing pan-European focus as well as technological advances will give rise to the payments paradox: more needs to be done with less.