Paul van der Valk is founder of IN4PAY and is a senior payments expert specialised in payments product development and delivery with strong focus on clients and new developments in an international environment.

Previous positions:

• Partner Payments Advisory Group, Payments Consultancy
• Department manager payments product management and client delivery at Equens SE
• Member of the Board of Directors of EACHA (European Automated Clearing House Association)
• Chair of the steering committee European Clearing Cooperative
• Senior Engagement Manager Payments for IBM Global Business Services
• Cluster leader payments / project manager financial services for Capgemini
• Engagement manager for S1 Corporation

Activities:

• Lead blueprint and Proof of Concept real-time cross-border payments
• Project management interbank cash logistics renewal
• Payments as a Service definition
• Lead for development and implementation for Payments SaaS services for SWIFTNet Connectivity, PSD2 TSP, Corporate Payments Processing and Bank Connectivity, Anti-Financial Crime, Bank Back-office Payments Processing (Netherlands)
• Consultancy for a national ACH implementation (South East Asia)
• Consultancy for a Cards and ATM Strategy (East Europe)
• Instant Payments impact assessment and training (Europe)
• Europan product development of Instant Payments (Europe)
• Implementation of a (SEPA) payments processing engine (Netherlands)
• Set-up of a new international payments processor (Europe)
• Developing and executing a payments strategy (Europe)
• (IT) program/project management
• Business and product development of innovative payments services (Europe)
• (Interim) management
• Presenting at conferences

Payments expertise:

• Cross border payments
• Instant Payments / Real Time Payments
• Open Banking
• Clearing and Settlement Mechanisms / Automated Clearing Houses
• Request to Pay
• Payments outsourcing (SAAS/BPO)
• Payments channels, order management and back office processing
• SEPA Direct Debit & Credit Transfer
• SWIFTnet Connectivity

Presentations and articles:

• How far did the Dutch banks open up in payments and beyond? What APIs are on the menu? A practical overview. (2022)
• Six considerations for bank when outsourcing payments (2021)
• A practical guide to SEPA Request-to-Pay (2020)
• Future of Payments Conference – Presentation re Payments Outsourcing (2019)
• Payments introduction training (2018)
• Developments of the Addressing Service for Instant Payments and Request to Pay for Vietnamese banking community (2018)
• Round table sessions on Instant Payments Use Cases at the Future of Payments (2017)
• Instant Payments presentation at Software.nl Robotic Accounting seminar (2017)
• Payments Paradox, eh what? GT news (2017)
• SEPA Instant Payments trainer (2016 – 2018)
• SCTinst: is it SEPA 2.0?, co-writer, VocaLink Whitepaper (2016)
• Instant Payments presentation, Norrea yearly conference for EDP IT auditors (2016)
• EACHA Payments Forum, payments paradox (2014)
• Payments delivery case study of a SEPA shared service centre, IBM GBS World Wide Academy (2011)
• Case study SEPA Payments Shared Service Center, IBM International payments conference (2010)
• Payments transformation Big and Bang or Smart and Smooth, banking and finance (2009)